Provident direct
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Personal Account Rate Sheet
Effective as of 07/04/08
spacerMinimum to OpenMinimum to Obtain Annual Percentage Yield (APY*)Annual Percentage Yield (APY*)Interest Rate
Online Savings Accounts
High Yield Online Savings (available online only)$1All Balances3.50%3.44%
Online CD Accounts
18 Month CD
(available online only)
$1,000$1,0004.00%3.92%
36 Month CD
(available online only)
$10,000$10,0004.50%4.40%
60 Month CD
(available online only)
$10,000$10,0005.05%4.93%
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*For current information on APYs,  visit www.provident-direct.com or call 1-888-TOP-BANK.  The APYs and Interest Rates are subject to change. Except for CDs, rates may change after the account is opened. In the case of CDs, the APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.  A penalty may be imposed for early withdrawals from CDs. Fees may reduce earnings.  Maximum allowed on deposit is $500,000. Refer to Provident's publications "Consumer Deposit Account Agreement" and "Special Fees and Conditions for Consumer Accounts" for any terms, conditions and fees associated with the accounts listed above.

For APYs and rates on other Provident accounts, visit www.provbank.com.

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